Some families have unique situations and we have advisors who are here to help you every step of the way. We are committed to helping families through all the financial complexity in planning for the future of dependents with special needs.

Our Special Needs Planners will work with you and a qualified attorney to help ensure that the most appropriate financial strategies are in place. You will be guided on how to see to it that your dependent with special needs remains eligible for government benefits without depleting assets.

The planning process begins with a complete review of your dependent's needs, future care plans, assessment of government benefit eligibility, and finally a review of your family's current financial and legal plans along with your attorney.

Areas Where We Provide Guidance:

  1. Protecting future government benefit eligibility for Supplemental Security Income (SSI) and Medicaid.
  2. Information about how a special needs trust can help provide lifetime care while still preserving government benefit eligibility.
  3. Making a choice of trustee, guardian, conservator or client self-determination and advocacy training, if appropriate.
  4. Selecting appropriate funding vehicles to fund a special needs trust, including life insurance. 




Our Special Needs Planners are available to present educational workshop titled which addresses all the issues listed above and is available to your organization, parent support group, school or business at no cost. Please contact Steve Odendahl, Chief Operations Officer, at for more information.

Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.